Checking
REGULAR CHECKING ACCOUNT
- Minimum amount required to open account $50
- No service charge if balance remains above $300
- A non-interest bearing account
- $5.00 monthly service fee plus $ .15 per debit in excess of 10 debits per statement cycle if balance falls below $300.00
- Check images included in your statement are available upon request for a small monthly fee of just $5.00
- Monthly paper statement fee of $5.00. Paper statement fee waived for those 65 years of age and over and accounts maintaining a balance of $3,000.00 or more
- E-statements available at no cost
- $5.00 monthly service fee is waived for minors, students and those 65 or older
- Debit card available
NOW CHECKING ACCOUNT
- Minimum of $1,000 to open account
- No service charge if balance remains above $1,000
- Interest will be compounded and credited to your account at each monthly statement cycle
- $5.00 monthly service fee plus $ .25 per debit in excess of 20 debits per statement cycle if balance falls below $1,000.00
- Account will earn interest if balance stays above $500
- Debit card available
MONEY MARKET PLUS ACCOUNT
- $500.00 minimum deposit to open an account. $2,500.00 minimum balance to earn interest
- Four tiers available at varying interest rates/yields depending on balance maintained
- Debit card not available
- No transaction limitations
BUSINESS CHECKING
- An earned credit of $ .30 per $100 of the average monthly balance will be calculated
- Charges will be $2.00 per monthly cycle plus $ .10 per debit
- If earned credit is greater than charges, no service charge will be assessed
- This credit will offset service charges for most accounts