Checking

REGULAR CHECKING ACCOUNT

• Minimum amount required to open account $50
• No service charge if balance remains above $300
• A non-interest bearing account
• $5.00 monthly service fee plus $ .15 per debit in excess of 10 debits per statement cycle if balance falls below $300.00
• Check images included in your statement are available upon request for a small monthly fee of just $5.00
• Monthly paper statement fee of $5.00. Paper statement fee waived for those 65 years of age and over and accounts maintaining a balance of $3,000.00 or more
• E-statements available at no cost
• $5.00 monthly service fee is waived for minors, students and those 65 or older
• Debit card available

NOW CHECKING ACCOUNT

• Minimum of $1,000 to open account
• No service charge if balance remains above $1,000
• Interest will be compounded and credited to your account at each monthly statement cycle
• $5.00 monthly service fee plus $ .25 per debit in excess of 20 debits per statement cycle if balance falls below $1,000.00
• Account will earn interest if balance stays above $500
• Debit card available

MONEY MARKET PLUS ACCOUNT

• $500.00 minimum deposit to open an account. $2,500.00 minimum balance to earn interest
• Four tiers available at varying interest rates/yields depending on balance maintained
• Debit card not available
• No transaction limitations

BUSINESS CHECKING

• No minimum balance required
• Free paper and online statements
• No charge for up to 150 transactions per statement cycle/$0.40 per debit thereafter (unlimited credit transactions)
• Must be able to produce sufficient documentation for valid business